MUHAMMAD RIZKI SOFYAN; ABDURROZZAQ HASIBUAN. TRANSFORMASI DIGITAL DALAM INDUSTRI LAYANAN KEUANGAN IMPLIKASI DAN TANTANGAN BAGI SEKTOR MANUFAKTUR. Kohesi: Jurnal Sains dan Teknologi, [S. l.], v. 2, n. 4, p. 61–70, 2024. DOI: 10.3785/kohesi.v2i4.2030. Disponível em: https://ejournal.warunayama.org/index.php/kohesi/article/view/2030. Acesso em: 23 jul. 2025.